:root {
  color-scheme: light;
  font-family: "Titillium Web", "Helvetica Neue", Helvetica, Arial, sans-serif;
  font-weight: 300;
  font-synthesis: none;
  text-rendering: optimizeLegibility;
  --bmw-blue: #1769cb;
  --ink: #202326;
  --muted: #5f666b;
}
* { box-sizing: border-box; }
html { margin: 0; scroll-behavior: smooth; scroll-padding-top: 88px; }
body { margin: 0; color: var(--ink); background: #fff; }
a { color: inherit; text-decoration: none; }
a:focus-visible, button:focus-visible { outline: 3px solid #61a8ff; outline-offset: 4px; }
.skip-link { position: fixed; z-index: 20; top: 8px; left: 8px; padding: 10px 16px; color: #fff; background: #111; transform: translateY(-150%); }
.skip-link:focus { transform: none; }
.hero { position: relative; min-height: 700px; height: min(92svh, 980px); overflow: hidden; isolation: isolate; color: #f7f7f7; background: #071016 url("assets/hero-poster.webp") center 52% / cover no-repeat; }
.hero__video { position: absolute; z-index: -2; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 52%; }
.hero__shade { position: absolute; z-index: -1; inset: 0; background: linear-gradient(90deg, rgba(0,0,0,.84) 0%, rgba(0,0,0,.68) 34%, rgba(0,0,0,.28) 67%, rgba(0,0,0,.1) 100%), linear-gradient(180deg,rgba(0,0,0,.24),transparent 36%,rgba(0,0,0,.22)); }
.site-header { position: absolute; z-index: 3; inset: 0 6.9% auto; min-height: 86px; display: flex; align-items: center; gap: clamp(22px, 2vw, 38px); border-bottom: 1px solid rgba(255,255,255,.72); }
.brand { display: flex; flex: 0 0 53px; width: 53px; height: 53px; align-items: center; justify-content: center; }
.brand img { display: block; width: 100%; height: 100%; object-fit: contain; }
.primary-nav { min-width: 0; flex: 1; height: 100%; display: flex; align-items: center; justify-content: space-between; gap: clamp(14px, 1.65vw, 32px); white-space: nowrap; }
.primary-nav a { padding-block: 12px; font-size: clamp(14px, 1.05vw, 19px); font-weight: 400; }
.primary-nav a:hover, .header-icon:hover { opacity: .76; }
.header-actions { display: flex; align-items: center; gap: clamp(18px, 2vw, 30px); color: #f7f7f7; }
.header-icon { width: 24px; height: 28px; display: inline-flex; align-items: center; justify-content: center; color: inherit; }
.header-icon svg { display: block; width: 24px; height: 24px; fill: none; stroke: currentColor; stroke-width: 1.45; stroke-linecap: round; stroke-linejoin: round; }
.menu-toggle { display: none; background: none; border: 0; padding: 10px; color: #fff; cursor: pointer; }
.menu-toggle span { display: block; width: 25px; height: 1.5px; background: currentColor; transition: transform .24s ease, opacity .16s ease; }
.menu-toggle span + span { margin-top: 5px; }
.hero-copy { position: absolute; left: 7.75%; top: 25%; width: min(54vw, 790px); }
.eyebrow { display: block; color: #70777c; font-size: 12px; font-weight: 600; letter-spacing: .13em; }
.eyebrow--light { color: rgba(255,255,255,.82); }
.hero-copy h1 { max-width: 780px; margin: 18px 0 0; font-size: clamp(44px, 4.05vw, 72px); line-height: 1.12; letter-spacing: .005em; font-weight: 300; }
.hero-copy__lead { max-width: 660px; margin: 24px 0 0; font-size: clamp(18px, 1.35vw, 23px); line-height: 1.5; letter-spacing: .005em; }
.hero-action-note { max-width: 520px; margin: 10px 0 0; color: rgba(255,255,255,.76); font-size: 13px; line-height: 1.45; }
.hero-buttons { display: flex; flex-wrap: wrap; gap: 16px; margin-top: 34px; }
.button { min-height: 54px; display: inline-flex; align-items: center; justify-content: center; gap: 12px; padding: 12px 23px; border-radius: 3px; text-align: center; font-size: 16px; line-height: 1.4; font-weight: 500; transition: background .18s ease, border-color .18s ease; }
.button--primary { color: #fff; background: var(--bmw-blue); border: 1px solid var(--bmw-blue); }
.button--primary:hover { background: #0e5cb8; border-color: #0e5cb8; }
.button--outline { color: #fff; background: rgba(7,8,9,.12); border: 1px solid rgba(255,255,255,.8); }
.button--outline:hover { background: rgba(255,255,255,.12); }
.portal-note { max-width: 620px; margin: 23px 0 0; color: rgba(255,255,255,.86); font-size: 14px; line-height: 1.5; }
.portal-note a { text-decoration: underline; text-underline-offset: 3px; font-weight: 500; }
.video-control { position: absolute; right: 2.2%; bottom: 3%; width: 42px; height: 42px; border-radius: 50%; border: 1px solid rgba(255,255,255,.8); background: rgba(0,0,0,.86); display: grid; place-items: center; color: #fff; cursor: pointer; }
.video-control svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.video-control .progress-ring { position: absolute; inset: -4px; width: calc(100% + 8px); height: calc(100% + 8px); overflow: visible; transform: rotate(-90deg); pointer-events: none; }
.video-control .progress-ring circle { fill: none; stroke-width: 1.5; }
.video-control .progress-track { stroke: rgba(255,255,255,.5); }
.video-control .progress-value { stroke: #fff; stroke-dasharray: 138.23; stroke-dashoffset: 138.23; stroke-linecap: round; }
.video-control .pause-icon { display: none; }
.video-control .play-icon { display: block; }
.video-control.is-playing .play-icon { display: none; }
.video-control.is-playing .pause-icon { display: block; }

.manage-section { background: #fff; color: #262626; padding: 82px 7% 88px; }
.manage-section__inner { width: min(100%, 1320px); margin: 0 auto; }
.manage-section__heading { text-align: center; max-width: 800px; margin: 0 auto 48px; }
.manage-section h2, .faq-section h2, .security-section h2, .contact-section h2 { margin: 12px 0 10px; font-size: clamp(32px, 2.7vw, 43px); line-height: 1.18; font-weight: 300; letter-spacing: .005em; }
.manage-section__heading > p { color: var(--muted); margin: 0 auto; font-size: 17px; line-height: 1.55; }
.manage-section__heading > .manage-section__note { max-width: 680px; margin-top: 10px; font-size: 14px; line-height: 1.5; }
.manage-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 22px; }
.manage-card { display: flex; flex-direction: column; align-items: flex-start; min-height: 332px; padding: 25px 22px 22px; color: #262626; border-top: 1px solid #bfc3c6; border-bottom: 1px solid #d8dadd; transition: border-color .18s ease, background .18s ease; scroll-margin-top: 100px; }
.manage-card:hover { border-top-color: var(--bmw-blue); background: #fafafa; }
.manage-card > svg { width: 29px; height: 29px; fill: none; stroke: #454a4e; stroke-width: 1.45; stroke-linecap: round; stroke-linejoin: round; }
.manage-card h3 { margin: 20px 0 7px; font-size: 22px; line-height: 1.3; font-weight: 400; }
.manage-card p { margin: 0; max-width: 390px; color: #565d62; font-size: 15px; line-height: 1.6; }
.manage-card__link, .text-link { display: inline-flex; align-items: center; gap: 10px; margin-top: auto; padding-top: 24px; color: #1258a7; font-size: 15px; font-weight: 500; text-decoration: underline; text-underline-offset: 3px; }
.manage-card__guide-link { display: inline-flex; margin-top: 9px; color: #4e5b65; font-size: 14px; text-decoration: underline; text-underline-offset: 3px; }
.manage-card--featured { background: #f5f8fb; border-top-color: var(--bmw-blue); }

.contract-guide { padding: 78px 7% 82px; color: #25292c; background: #f3f5f6; }
.contract-guide__inner { width: min(100%, 1320px); margin: 0 auto; }
.contract-guide__heading { max-width: 790px; margin: 0 auto 42px; text-align: center; }
.contract-guide h2 { margin: 12px 0 10px; font-size: clamp(32px, 2.7vw, 43px); line-height: 1.18; font-weight: 300; letter-spacing: .005em; }
.contract-guide__heading > p:last-child { margin: 0; color: var(--muted); font-size: 17px; line-height: 1.55; }
.contract-guide__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.contract-guide__card { display: flex; flex-direction: column; align-items: flex-start; min-height: 300px; padding: 27px 26px 24px; background: #fff; border-top: 2px solid #bfc3c6; }
.contract-guide__card h3 { margin: 20px 0 10px; font-size: 22px; line-height: 1.3; font-weight: 400; }
.contract-guide__card p { margin: 0 0 12px; color: #565d62; font-size: 15px; line-height: 1.62; }
.contract-guide__number { color: #1258a7; font-size: 13px; font-weight: 600; letter-spacing: .12em; }
.contract-guide__link { display: inline-flex; align-items: center; gap: 8px; margin-top: auto; padding-top: 14px; color: #1258a7; font-size: 15px; font-weight: 500; text-decoration: underline; text-underline-offset: 3px; }
.contract-guide__source { display: inline-flex; align-items: center; gap: 5px; margin: 0 0 8px; color: #62696e; font-size: 12px; text-decoration: underline; text-underline-offset: 2px; }
.contract-guide__note { margin: 22px 0 0; color: #62696e; font-size: 13px; line-height: 1.5; text-align: center; }

.security-section { padding: 60px 7%; color: #25292c; background: #f3f5f6; }
.security-section__inner { width: min(100%, 1150px); margin: auto; display: grid; grid-template-columns: 56px 1fr; gap: 26px; align-items: start; }
.security-icon { display: grid; place-items: center; width: 44px; height: 44px; border: 1px solid #58636a; border-radius: 50%; font-size: 25px; font-weight: 500; }
.security-section h2 { font-size: clamp(27px, 2.2vw, 36px); }
.security-section p:not(.eyebrow) { max-width: 950px; margin: 12px 0 0; color: #515a60; font-size: 16px; line-height: 1.6; }
.security-section .text-link { margin-top: 7px; }

.faq-section { padding: 82px 7% 92px; background: #fff; }
.faq-section__inner { width: min(100%, 900px); margin: 0 auto; }
.faq-section h2 { margin-bottom: 35px; }
.faq-groups { display: grid; gap: 30px; }
.faq-group h3 { margin: 0 0 12px; color: #353b3f; font-size: 21px; font-weight: 400; }
.faq-list { border-top: 1px solid #cdd0d2; }
.faq-item { padding: 0; border-bottom: 1px solid #cdd0d2; }
.faq-item summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 21px 0; color: #272b2e; font-size: 19px; line-height: 1.4; font-weight: 400; cursor: pointer; list-style: none; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; flex: 0 0 auto; color: #525b61; font-size: 26px; font-weight: 300; transition: transform .2s ease; }
.faq-item[open] summary::after { content: "−"; }
.faq-item p { margin: 10px 0 0; color: #555d62; font-size: 16px; line-height: 1.62; }
.faq-item[open] p { margin-bottom: 10px; }
.faq-item a, .source-note a { color: #1258a7; text-decoration: underline; text-underline-offset: 2px; }
.faq-item .faq-cta { display: inline-flex; align-items: center; gap: 8px; margin: 2px 0 22px; font-size: 15px; font-weight: 500; }
.source-note { margin: 24px 0 0; color: #62696e; font-size: 14px; line-height: 1.55; }
.editorial-meta { display: flex; flex-wrap: wrap; gap: 6px 18px; margin: 18px 0 0; padding-top: 14px; color: #62696e; border-top: 1px solid #e0e2e3; font-size: 13px; line-height: 1.5; }

.support-section { padding: 58px 7%; color: #fff; background: #101820; }
.support-section__inner { width: min(100%, 1250px); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 40px; }
.support-section h2 { max-width: 650px; margin: 12px 0 8px; font-size: clamp(30px, 2.7vw, 42px); line-height: 1.18; font-weight: 300; }
.support-section__inner > div:first-child > p:not(.eyebrow) { max-width: 610px; margin: 0; color: rgba(255,255,255,.8); font-size: 16px; line-height: 1.5; }
.support-actions { min-width: min(100%, 330px); display: flex; flex-direction: column; align-items: flex-start; gap: 14px; }
.support-phone { display: flex; flex-direction: column; gap: 3px; color: #fff; text-decoration: none; }
.support-phone strong { font-size: 23px; font-weight: 500; letter-spacing: .02em; }
.support-phone span { color: rgba(255,255,255,.78); font-size: 13px; line-height: 1.45; }
.support-actions .button { flex: none; }
.support-actions > a:not(.button) { color: rgba(255,255,255,.88); font-size: 14px; text-decoration: underline; text-underline-offset: 3px; }

.contact-section { padding: 60px 7%; color: #fff; background: #101820; }
.contact-section__inner { width: min(100%, 1250px); margin: auto; display: flex; justify-content: space-between; gap: 40px; align-items: center; }
.contact-section h2 { max-width: 620px; }
.contact-section__inner > div:first-child > p:not(.eyebrow) { max-width: 560px; margin: 12px 0 0; color: rgba(255,255,255,.8); font-size: 16px; line-height: 1.5; }
.contact-actions { min-width: min(100%, 370px); display: flex; flex-direction: column; align-items: flex-start; gap: 9px; color: rgba(255,255,255,.85); font-size: 14px; }
.contact-actions a { text-decoration: underline; text-underline-offset: 3px; }
.contact-actions .contact-phone { color: #fff; font-size: 25px; font-weight: 500; text-decoration: none; }
.contact-actions a:last-child { margin-top: 8px; }

.bmw-footer { color: #4d5154; background: #f4f4f4; border-top: 1px solid #e4e5e6; }
.footer-app { min-height: 92px; display: flex; align-items: center; gap: 28px; padding: 18px max(7%, calc((100% - 1320px) / 2)); color: #555d62; background: #fafafa; border-bottom: 1px solid #e1e2e3; }
.footer-app img { display: block; width: 82px; height: 38px; object-fit: contain; }
.footer-app span { font-size: 15px; }
.footer-app a { display: flex; align-items: center; gap: 9px; margin-left: auto; color: #24282b; font-size: 15px; font-weight: 500; text-decoration: underline; text-underline-offset: 3px; white-space: nowrap; }
.footer-main { width: min(100%, 1320px); margin: 0 auto; padding: 40px 0 44px; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 42px; }
.footer-column { display: flex; flex-direction: column; align-items: flex-start; gap: 11px; font-size: 14px; line-height: 1.45; }
.footer-column h2 { margin: 0 0 5px; color: #343a3e; font-size: 16px; font-weight: 500; }
.footer-column a { text-decoration: underline; text-underline-offset: 2px; }
.footer-column span { color: #62696e; }
.footer-legal { min-height: 62px; padding: 14px max(7%, calc((100% - 1320px) / 2)); display: flex; flex-wrap: wrap; align-items: center; gap: 15px 28px; background: #ececed; border-top: 1px solid #dedfe0; color: #51585d; font-size: 13px; }
.footer-legal span { margin-right: 8px; }
.footer-legal a { text-decoration: underline; text-underline-offset: 2px; }

@media (max-width: 1100px) {
  .site-header { inset-inline: 4%; gap: 20px; }
  .brand { flex-basis: 44px; width: 44px; height: 44px; }
  .primary-nav { gap: 15px; }
  .primary-nav a { font-size: 14px; }
  .manage-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .contract-guide__grid { grid-template-columns: 1fr; gap: 14px; }
  .contract-guide__card { min-height: 0; }
}
@media (max-width: 820px) {
  html { scroll-padding-top: 72px; }
  .hero { min-height: 720px; height: 100svh; max-height: 960px; background-position: 56% center; }
  .hero__shade { background: linear-gradient(90deg,rgba(0,0,0,.36),rgba(0,0,0,.08) 100%),linear-gradient(180deg,rgba(0,0,0,.12) 0%,rgba(0,0,0,.16) 28%,rgba(0,0,0,.72) 56%,rgba(0,0,0,.93) 83%); }
  .site-header { min-height: 72px; inset: 0 5% auto; gap: 0; justify-content: space-between; border-bottom: 0; }
  .brand { width: 38px; height: 38px; flex-basis: 38px; }
  .header-actions { margin-left: auto; gap: 22px; }
  .menu-toggle { width: 44px; height: 44px; margin-left: 13px; padding: 9px; }
  .menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }
  .menu-toggle { display: block; }
  .primary-nav { position: absolute; top: 72px; left: 0; right: 0; height: auto; display: grid; padding: 8px 18px 16px; background: rgba(8,12,15,.97); border: 1px solid rgba(255,255,255,.2); border-radius: 3px; box-shadow: 0 16px 36px rgba(0,0,0,.28); backdrop-filter: blur(14px); white-space: normal; opacity: 0; visibility: hidden; pointer-events: none; transform: translateY(-10px) scale(.985); transform-origin: top center; transition: opacity .2s ease, transform .28s cubic-bezier(.2,.75,.25,1), visibility .28s; }
  .primary-nav.is-open { opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(0) scale(1); }
  .primary-nav a { padding: 12px 4px; border-bottom: 1px solid rgba(255,255,255,.16); font-size: 16px; opacity: 0; transform: translateY(-5px); transition: opacity .2s ease, transform .24s ease; }
  .primary-nav.is-open a { opacity: 1; transform: translateY(0); }
  .primary-nav.is-open a:nth-child(1) { transition-delay: 35ms; }
  .primary-nav.is-open a:nth-child(2) { transition-delay: 65ms; }
  .primary-nav.is-open a:nth-child(3) { transition-delay: 95ms; }
  .primary-nav.is-open a:nth-child(4) { transition-delay: 125ms; }
  .primary-nav.is-open a:nth-child(5) { transition-delay: 155ms; }
  .primary-nav a:last-child { border-bottom: 0; }
  .hero-copy { left: 50%; top: auto; bottom: 11%; transform: translateX(-50%); width: min(88%, 650px); text-align: center; }
  .hero-copy h1 { margin-top: 12px; font-size: clamp(36px, 7vw, 52px); }
  .hero-copy__lead { margin-top: 16px; font-size: 17px; }
  .hero-buttons { justify-content: center; gap: 11px; margin-top: 23px; }
  .button { flex: 1 1 210px; padding-inline: 13px; font-size: 15px; }
  .portal-note { margin-top: 16px; font-size: 13px; }
  .video-control { right: 5%; top: 90px; bottom: auto; }
  .manage-section { padding: 58px 6% 62px; }
  .manage-section__heading { margin-bottom: 32px; }
  .manage-section h2, .faq-section h2 { font-size: 32px; }
  .manage-section__heading > p { font-size: 16px; }
  .manage-grid { grid-template-columns: 1fr; gap: 12px; }
  .contract-guide { padding: 58px 6%; }
  .contract-guide__heading { margin-bottom: 30px; }
  .contract-guide__card { padding: 23px 20px; }
  .manage-card { min-height: 0; padding: 23px 20px 19px; }
  .manage-card h3 { margin-top: 14px; font-size: 21px; }
  .manage-card p { font-size: 15px; }
  .manage-card__link { padding-top: 17px; }
  .security-section, .contact-section { padding: 46px 6%; }
  .security-section__inner { grid-template-columns: 38px 1fr; gap: 16px; }
  .security-icon { width: 34px; height: 34px; font-size: 20px; }
  .faq-section { padding: 58px 6% 64px; }
  .faq-item summary { font-size: 18px; }
  .faq-item p { font-size: 15px; }
  .support-section { padding: 46px 6%; }
  .support-section__inner { display: grid; gap: 26px; }
  .footer-app { padding: 18px 6%; display: grid; grid-template-columns: 68px 1fr; gap: 8px 16px; }
  .footer-app img { width: 68px; grid-row: span 2; }
  .footer-app span { font-size: 14px; line-height: 1.4; }
  .footer-app a { margin: 2px 0 0; font-size: 14px; white-space: normal; }
  .footer-main { padding: 30px 6%; grid-template-columns: 1fr 1fr; gap: 28px 22px; }
  .footer-column { font-size: 13px; }
  .footer-column:last-child { grid-column: 1 / -1; }
  .footer-legal { padding: 18px 6%; gap: 12px 20px; font-size: 12px; }
  .footer-legal span { width: 100%; }
}
@media (max-width: 420px) {
  .brand { width: 36px; height: 36px; flex-basis: 36px; }
  .hero-copy { bottom: 8%; width: 90%; }
  .hero-copy h1 { font-size: 35px; }
  .hero-buttons { display: grid; grid-template-columns: 1fr; }
  .button { min-height: 50px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
  .primary-nav a { transition-delay: 0ms !important; }
}